Many UAE residents depend on Lulu Exchange cards for salary deposits, travel funds, and easy remittances. These prepaid cards offer convenience in shopping, withdrawals, and overseas money transfers. To keep your account functioning properly, it’s a good idea to know how to check Lulu card balance from time to time. Like any financial product, these cards come with an expiry date, and ignoring it can lead to blocked access to your funds.

If your Lulu Exchange card has expired, knowing what steps to take next is very important. Here are all the details regarding this topic, so be sure to read them all.
Overview of Lulu Exchange Card
Lulu Exchange cards are prepaid cards used across the UAE for salaries, remittances, and travel needs. Popular types include salaries, travel, and reloadable cards for daily expenses. If you’re using one for wages, it’s helpful to know how to check your Lulu salary card balance in case the card stops working or reaches expiry. These are issued at company branches upon identity verification and can be used at ATMs and retail stores. Most cards stay valid for three to five years, with the expiry date printed on the front for easy tracking.
How to Check If Your Lulu Exchange Card is Expired
To check if your Lulu Exchange card is expired, look at the date printed on the front side. It usually shows the month and year of expiry in MM/YY format. If the card does not work at ATMs or POS machines, it could also indicate expiration.
Some users receive app notifications, SMS alerts, or emails reminding them of an upcoming expiry. Attempting a transaction may trigger an error message if the card is no longer valid.
What Happens After the Card Expires?
An expired Lulu Exchange card may feel like a dead end, but your money is still safe. While the card itself becomes unusable, your funds remain protected in your account. Here’s what you can expect after expiry:
- No more transactions – You cannot withdraw, swipe, or transfer using an expired card.
- Balance stays intact – The money does not disappear, even if the card is no longer active.
- No access to services – Online payments, ATM use, and POS purchases will all be blocked.
- No hidden fees – Lulu Exchange does not charge penalties just because the card expired.
It is a necessity to act quickly. Delaying balance recovery may lead to additional steps later. Always keep track of your card’s validity to avoid interruptions.
How to Recover the Balance from an Expired Card
Expired card in hand? Don’t worry, your money hasn’t gone anywhere. Lulu makes it easy to get your funds back safely. Follow a few simple steps to reclaim your balance effortlessly.
- Step into any Lulu Exchange branch
Walk into your nearest branch and head straight to the service desk. - Bring the right documents
Carry your Emirates ID or passport, and the expired card if it’s still with you. - Ask for balance recovery
Let the staff know that you want to retrieve money from your expired card. - Fill out a request form
Complete a short form with your personal and card details. - Pick your preferred option
Choose whether to move the balance to a new Lulu card or send it to your bank account. - Allow some processing time
Most requests are completed in 2 to 3 working days, sometimes even sooner.
Can You Renew an Expired Lulu Card?
Yes, in most cases, you can renew an expired Lulu Exchange card, depending on the card type. To begin the renewal process, visit any of the company’s branches with your Emirates ID or passport and your expired card. Staff members will check your eligibility and guide you through the steps.
You may need to fill out a renewal form and pay a small processing fee if required. Renewal usually takes a few working days, after which you will receive a new card linked to your existing account. If renewal is not possible, the team may issue you another card and transfer your balance to it.
Alternative Options If Renewal Is Not Available
If your Lulu Exchange card cannot be renewed, you still have other practical solutions to access your money and continue using Lulu services. Here are your best alternatives:
- Apply for a new Lulu Exchange card
Visit a branch and request a fresh card. Your balance can be transferred during activation. - Switch to bank transfers
Ask the exchange to send your remaining funds directly to your local or international bank account. - Use the Lulu Wallet or mobile apps
For faster digital access, sign up for Lulu’s app-based services or mobile wallet options. - Explore other remittance cards
Choose from other prepaid card services offered by Lulu for travel, salary, or general use.
If you’re switching to a different card type, make sure you know how to check the balance of your Lulu travel card to avoid confusion during usage.
Tips to Avoid Card Expiry Issues in the Future
Avoiding expiry-related trouble is about staying prepared and proactive. To help you, here are some reliable tips:
- Set a reminder before your card’s expiry date.
- Turn on SMS or app alerts from Lulu Exchange.
- Check your balance once a month without fail.
- Keep your Emirates ID or passport updated.
- Visit a branch if your card starts showing errors.
Final Thoughts
Letting your Lulu Exchange card expire is not the end of the world. Your money stays secure, and recovery is simple if you act quickly. Whether you choose to renew, apply for a new card, or transfer the balance elsewhere, this exchange offers easy solutions.
To avoid future issues, always track your card’s expiry and stay alert through notifications. For help, visit a branch or contact Lulu customer support for quick guidance.